People often think that having a higher education and a disciplined work ethic should be sufficient to guarantee a life of financial success. Unfortunately, many are shocked and disappointed to discover that they have worked hard all their lives only to depend on “social insecurity.” Many CEOs of Fortune 500 companies, including Bill Gates, do not even have a college degree, yet seem to have money and opportunities fall on their laps. This demonstrates that other important factors may be at play that enable us to make and retain money. This article aims to discuss some of these factors and outline some of the practical approaches that could help you improve your finances.

The Keys To Improving Your Finances

Several important factors can influence your potential to be prosperous. Here are the main ones:

1. Science of Entitlement: This powerful technique allows us to create the conditions that entitle us to have our wishes fulfilled through the Law of Karma. The best way to understand the ‘Law of Karma’ is through the Biblical phrase, “You Reap What You Sow” (Galatians 6:7). By giving and sharing money generously with others, you generate what is called ‘Prosperity Karma‘ and therefore, sow the seeds to become prosperous. ‘Prosperity Karma’ is like electricity, and intelligent effort is like a television unit. One without the other will not produce a picture. Without ‘Prosperity Karma,’ it is unlikely that you will become rich.

2.  Your Chakral Condition: Another important factor in becoming rich and successful is the size and strength of our chakras. Upper chakras, like the Crown and Heart Chakras, affect our spirituality. The lower chakras, like the Basic Chakra or Root Chakra, affect our survival instinct and have to do with practicality. The Basic Chakra is the center of productivity and affects our ability to make money. Many spiritual practitioners who experience money challenges have significantly bigger upper chakras and tiny lower chakras, which manifests as a condition called “spaced out.” Through the proper use of techniques taught in Basic Pranic Healing, Advanced Pranic Healing, and Pranic Psychotherapy, it is possible to strengthen and properly balance the chakras, thereby creating a foundation for attracting prosperity. Do note that six other chakras are connected with prosperity apart from the Basic Chakra. 

3. Your Attitude Towards Money: Another key to becoming rich and successful is your attitude towards money. If you think you cannot get rich, or if you think having a lot of money may affect your character, then these would prevent you from attracting prosperity. According to MCKS, “Money is like a woman! If you say you do not like her, she will go away. Silently affirm to yourself: Money flows to me like a river! Money rains on me like a waterfall!” To attract money abundantly, you need to change your attitude towards money. You need to create a prosperity consciousness. Dress well. Look prosperous and professional. You don’t need to buy expensive clothes, but your look should be presentable and smart. Be confident. You may use positive affirmations to be able to attract money easily and more effectively, such as “I am prosperous and happy,” “Money flows to me like a river,” “Money rains on me like a waterfall,” and “Money comes to me easily and abundantly.”

4. Clarity of Purpose: Properly organizing our material life gives us the time and opportunity to meditate, heal, and pursue our true reason for living—to serve others. Therefore, it is very helpful to have clarity about why you want to have a lot of money. It also helps to have a clear financial target around how much money you need.

Practical Steps Towards Improving Your Finances

Some of the practical things that you can do to improve your finances are:

1. Tithe: Generate ‘prosperity karma‘ by feeding the poor, tithing to charitable organizations, and supporting our local and global Pranic Healing projects. Hence, it is strongly advised that you tithe a portion of your income every month, preferably within the first week of the month. Do note that tithing specifically means donating 10% of your net income.

2. Serve: Allocate a minimum amount of time to do service on a monthly basis, especially in helping to propagate Pranic healing through healing, leading meditation groups, organizing workshops, and encouraging people to experience Pranic Healing and teaching. You can also get in touch with us at the Local Foundation if you would like to contribute your time to supporting our projects and spreading Pranic Healing.

3. Bless Your Projects: In order to manifest a wish or materialize a plan, we need to stuff it with enough energy. A wish or plan is, in fact, a thought form created by us. We need to stuff the thought form with enough energy to increase its potency and lifespan. Participate in group meditations on Twin Hearts, especially during the Full Moon, and bless your projects and targets. This includes your immediate, short-term, and long-term projects.

4. Practice Moderation: Assess your Cash Flow. This includes calculating your actual monthly expenses. Divide them between necessary expenses and wants. Compare this with your monthly income. If your income is not enough to cover your expenses, then you must cut away your expenses, starting with the “wants.” According to MCKS, it is important to “differentiate between necessities and desires. Differentiate between strong desire and spontaneous desire.”

5. Save and Invest: From your income, try to save and invest at least 10% of your net income. Try to increase it to 30% gradually. Opening a separate bank account only for your savings is also a good idea. The moment you get your salary or earn something, take out money and put it in your savings bank account. If you don’t separate the savings from the money you have allocated for expenses, you tend to spend them all.

6. Go debt-free: Avoid debt in general. Try to keep your credit card record clean. Don’t take out a lot of loans and EMIs at once. If you use most of your income to pay for the loans and EMIs, there will be no money for savings and tithing. Without tithing, your capacity to earn more will be affected.

7. Avoid Stealing: Practice the virtue of non-stealing. Generosity creates good karma of prosperity, while stealing brings poverty. Avoid stealing of any sort, including pirated movies and music from the internet, pirated software, stolen ideas, or even credit that belongs to someone else.

8. Apply Pranic Healing: Pranic Healing, in this case, as a successful science and art of healing, can be very helpful. Pranic Healing techniques can be used to balance and improve the condition of the chakras as well as the aura. Individuals can apply Pranic Healing as a self-healing approach or by professional healers for any individual. For example, if you have a lot of debts and find it difficult to attract money or earn more, if you are jobless or always change jobs, then you need to strengthen your chakras, especially the Basic Chakra. Once the chakras are healthy and strong, the person’s financial condition will substantially improve.

9. Learn and Practice the Teachings on Prosperity: Enrol for the specific MCKS workshops on prosperity – specifically Kriyashakti, Pranic Feng Shui, and Spiritual Business Management. Students who learn and practice the teachings tend to be more successful

10. Help others get rich: This is based on the “Golden Rule,” whatever you want, you need to give to others and whatever you don’t want, you should not do unto others. If you want to be rich, you need to help other people get rich. This can be by finding a job for them, creating job opportunities, and blessing them with prosperity.